Concept Pieces

Michael J. Flynn (Ca. Insurance Lic # 0739835) and Michael J. Flynn Jr. (Ca. Insurance Lic # 0E67295) are agents collectively licensed to sell insurance through New York Life and may be licensed with other independent unaffiliated insurance companies in the states of California, Colorado, Arizona and Florida. No insurance business may be conducted outside the states referenced.

Thomas Kanaley CA Insurance License #0F45515 is licensed to sell insurance through New York Life Insurance Company and is licensed with various other independent unaffiliated insurance companies in the state of California. Thomas Kanaley is licensed in NY, AZ, MT, UT, KS, DE, CO, IL, MA, MN, OR and SC Financial Adviser offering investment advisory services through Eagle Strategies LLC, a Registered Investment Adviser and Registered Representative offering securities through NYLIFE Securities LLC, Member FINRA/SIPC (425 Market Street, Suite 1600, San Francisco, CA 94105; 415-393-6060)

Flynn and Flynn Jr. are Registered Representatives of and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency, 2121 41st Ave, Ste 208 Capitola, Ca 95010 (831) 475-0800 In this regard, this communication is strictly intended for individuals residing in the states of California & Arizona. No offers may be made or accepted from any resident outside the specific state referenced.

Flynn and Flynn Jr. are also collectively registered as investment adviser representative(s) ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of California and Arizona. As such, these services are strictly intended for individuals residing in California & Arizona.

Flynn and Flynn Jr. are member agents of The Nautilus Group®, a service of New York Life Insurance Company.

Flynn Financial & Insurance Services, Inc. is not owned or operated by NYLIFE Securities LLC or its affiliates. Flynn Financial & Insurance Services, Inc. as well as NYLIFE Securities LLC and its affiliates do not provide tax, legal or accounting advice.